Virginia Injuries

FAQ Glossary Resources

Espanol English

Search results for “insurance exclusion”

20 results

Is $40,000 a joke when you got crushed between machines after a Virginia Beach double shift?

A crushing injury at a Virginia Beach work site can turn into a nasty coverage fight fast when the insurer points to an equipment-related exclusion and acts like the first offer is generous.

ARTICLE by Donna Saunders

Virginia Beach dog bite claims get ugly fast when three insurers point fingers

Your child can still have an injury claim after a facial dog bite in Virginia Beach, but the fastest way to wreck it is to panic, talk too much, or let the insurers turn your immigration fear into leverage.

ARTICLE by Janet Ashby

i got hurt hauling livestock outside Roanoke and their tiny policy won't touch these bills

A ranch hand injured in a livestock-hauling crash near Roanoke may have more than one insurance claim even when the at-fault driver only carries Virginia's minimum limits.

ARTICLE by Keith Sizemore

Rear-ended in Alexandria, now they say the herniated disc is "wear and tear"

A DUI or reckless driving charge helps, but it does not magically prove your disc injury, especially when the crash happened across state lines and the insurer starts yelling "preexisting."

ARTICLE by Keith Sizemore

Just left the ER in Hampton and now the hospital wants my shoulder claim money

A warehouse shoulder claim in Hampton can get gutted by a hospital lien fast, especially when the injury built up over time and the money never looked huge to begin with.

ARTICLE by Donna Saunders

Settling Before Surgery in a Virginia Injury Case

If you were assaulted at work and the insurer is acting like surgery is optional, the fight is usually about money, causation, and whether delay lets them cheapen your case.

ARTICLE by Janet Ashby

Alexandria restaurant knew the floor was slick, and now the rental car insurers are playing dumb

A forklift operator falls in an Alexandria restaurant after staff ignore a spill, then gets stuck in the usual insurance mess when both his own auto carrier and the rental company point at each other.

ARTICLE by Keith Sizemore

exclusive remedy doctrine

Can you sue your employer after a job injury, or are you limited to workers' comp? In most cases, the exclusive remedy doctrine means your only path against your employer is...

Can my Norfolk boss make me use my insurance after a highway work injury?

Two years. Under Va. Code § 65.2-601, the mistake that sends people to Google is waiting because a supervisor says, "run it through your own insurance." That can cost you wage...

Is my doctor handing Roanoke's city truck insurer my old hand injury?

A Roanoke home health aide gets hit by a city-owned truck, and now the fight is over whether her hand was already damaged from an old machine injury.

ARTICLE by Sandra Ramirez

Amazon Flex insurance vs a regular injury claim - which move is smarter when the other driver is lying?

A Roanoke Amazon Flex driver with lasting hand numbness after a crash has to choose carefully between insurance paths, especially in Virginia where being 1% at fault can kill the whole claim.

ARTICLE by Keith Sizemore

independent medical exam

Miss this appointment, say the wrong thing, or assume the doctor is there to help treat you, and your wage benefits or medical coverage can be cut off fast. An independent...

financial responsibility law

You usually see this phrase in a DMV notice, a crash report follow-up, or after someone says a driver "has to show proof of insurance." It means the legal requirement that a...

A crash on Route 1 felt minor until the internal bleeding showed up days later - is this Alexandria settlement a trap?

A hotel housekeeper in Alexandria got diagnosed with internal bleeding days after a crash, and now the insurer is pushing shared blame and a fast settlement before the full damage is clear.

ARTICLE by Priscilla Washington

Ashamed to report that Lynchburg pharmacy injury? The missing shutoff matters

A Lynchburg pharmacy worker hurt by an unguarded conveyor may still have a workers' comp claim, and a bad company reputation does not erase that.

ARTICLE by Priscilla Washington

I paid my worker's hospital bill after a Richmond trench collapse, did I ruin anything?

$8,700 for an ER visit does not, by itself, ruin your position. A realistic example: a Richmond small contractor has a laborer pulled from a trench collapse near a utility job,...

Workers' comp vs a lawsuit after a Roanoke shop amputation - which path is smarter?

When a borrowed vehicle slams into a work bay and an unguarded machine mangles your hand, workers' comp is usually the fast money and the lawsuit is where the bigger fight starts.

ARTICLE by Donna Saunders

going and coming rule

Miss this rule, and an injury that feels obviously job-related can get denied because it happened a few minutes too early, too late, or a few steps off the employer's property....

Can I get paid for future prenatal monitoring after a Richmond crash?

Yes - if the ER or your OB told you the crash requires extra fetal monitoring, ultrasounds, non-stress tests, or maternal follow-up, a Virginia insurer will treat those as...

second injury fund

Money can be on the line when an employer or insurer tries to blame part of a worker's disability on an older condition instead of paying for the full impact of a new job...